PING192
⚡ Full stack demo · Live underwriting simulation

How PING192 builds the Biteris Funding platform — and what borrowers, lenders, and back office see

Left pane: the Terraform code. Middle: the live AWS provision. Right: the complete underwriting workflow — application, browser-side obfuscation, enclave credit pull, lender portal, document review, decision model, funding, and audit trail. All three run in lockstep. Click any bubble to pause the entire demo.

512-bit E2E encryption Zero-knowledge relay AWS Well-Architected EN · ES · PT · FR 24/7 incident response Immutable audit
STEP 01
Network
VPC · 3 AZ
STEP 02
Data
RDS · Redis · S3
STEP 03
Compute
ECS · Lambda
STEP 04
Security
KMS · WAF · SMs
STEP 05
Observability
CW · X-Ray
STEP 06
Delivery
CF · R53
Ready
main.tf·Terraform code
# Biteris Funding — Global Direct Lending Platform
# AWS Infrastructure · Managed by PING192 · Terraform 1.6+

terraform {
  required_version = ">= 1.6.0"
  required_providers {
    aws = { source = "hashicorp/aws", version = "~> 5.0" }
  }
  backend "s3" {
    bucket = "ping192-tfstate-prod"
    key    = "biteris-funding/terraform.tfstate"
    region = "us-east-1"
    dynamodb_table = "ping192-tflock"
    encrypt = true
  }
}

# ─── NETWORK ─────────────────────────────────────
module "vpc" {
  source = "terraform-aws-modules/vpc/aws"
  name   = "biteris-funding-prod"
  cidr   = "10.42.0.0/16"
  azs    = ["us-east-1a", "us-east-1b", "us-east-1c"]
  private_subnets  = ["10.42.1.0/24", "10.42.2.0/24", "10.42.3.0/24"]
  public_subnets   = ["10.42.101.0/24", "10.42.102.0/24", "10.42.103.0/24"]
  database_subnets = ["10.42.201.0/24", "10.42.202.0/24", "10.42.203.0/24"]
  enable_nat_gateway = true
  enable_flow_log    = true
}

# ─── DATA ────────────────────────────────────────
module "rds" {
  source = "terraform-aws-modules/rds/aws"
  identifier = "biteris-funding-prod"
  engine     = "postgres"
  engine_version = "15.4"
  instance_class = "db.r6g.xlarge"
  allocated_storage = 500
  storage_encrypted = true
  storage_kms_key_id = aws_kms_key.funding_data.arn
  multi_az = true
  backup_retention_period = 30
    performance_insights_kms_key_id = "arn:aws:kms:...:key/████"
  parameter_group_override = { shared_preload_libraries = "████" }
}

resource "aws_elasticache_replication_group" "funding_cache" {
  replication_group_id = "biteris-funding-cache"
  node_type = "cache.r7g.large"
  num_cache_clusters = 3
  at_rest_encryption_enabled = true
  transit_encryption_enabled = true
}

resource "aws_s3_bucket" "documents" {
  bucket = "biteris-funding-docs-encrypted"
}
resource "aws_s3_bucket_server_side_encryption_configuration" "documents" {
  bucket = aws_s3_bucket.documents.id
  rule {
    apply_server_side_encryption_by_default {
      sse_algorithm = "aws:kms"
      kms_master_key_id = aws_kms_key.funding_data.arn
    }
  }
}

# ─── COMPUTE ─────────────────────────────────────
module "ecs" {
  source = "terraform-aws-modules/ecs/aws"
  cluster_name = "biteris-funding-prod"
  fargate_capacity_providers = {
    FARGATE = { default_capacity_provider_strategy = { weight = 1 } }
  }
}
resource "aws_lb" "funding_alb" {
  name = "biteris-funding-alb"
  load_balancer_type = "application"
  subnets = module.vpc.public_subnets
  drop_invalid_header_fields = true
}

resource "aws_lambda_function" "intake_handler" {
  function_name = "biteris-funding-intake"
  runtime       = "nodejs20.x"
  handler       = "index.handler"
  memory_size   = 512
  timeout       = 30
}

resource "aws_lambda_function" "credit_scoring" {
  function_name = "biteris-credit-scoring-v3"
  runtime       = "python3.12"
  memory_size   = 1024
  timeout       = 60
}

# ─── SECURITY ────────────────────────────────────
resource "aws_kms_key" "funding_data" {
  description = "Biteris Funding — 512-bit data key"
  enable_key_rotation = true
  multi_region = true
}
resource "aws_wafv2_web_acl" "funding_waf" {
  name = "biteris-funding-waf"
  scope = "REGIONAL"
  default_action { allow {} }
    rule { name = "████████" priority = ███ action { block {} } }
  rule { name = "████████" priority = ███ action { count {} } }
}
resource "aws_secretsmanager_secret" "bureau_credentials" {
  name = "biteris-funding/bureau-credentials"
  kms_key_id = aws_kms_key.funding_data.arn
}

resource "aws_nitro_enclave_certificate_iam_role" "enclave" {
  role_name = "biteris-enclave-exec"
    attestation_endpoint = "https://████████████.amazonaws.com"
}

# ─── OBSERVABILITY ───────────────────────────────
module "observability" {
  source = "./modules/observability"
  log_retention_days = 365
  xray_enabled = true
}
resource "aws_sns_topic" "oncall" {
  name = "biteris-oncall-24x7"
}

# ─── DELIVERY ────────────────────────────────────
resource "aws_cloudfront_distribution" "funding_cdn" {
  enabled = true
  aliases = ["api.biteris.net", "apply.biteris.net"]
  origin {
    domain_name = aws_lb.funding_alb.dns_name
    origin_id   = "funding-alb"
    custom_origin_config { origin_protocol_policy = "https-only" }
  }
}

# ─── OUTPUTS ─────────────────────────────────────
output "api_endpoint" { value = aws_cloudfront_distribution.funding_cdn.domain_name }
output "db_endpoint"  { value = module.rds.db_instance_endpoint }
output "kms_key_id"   { value = aws_kms_key.funding_data.id }
terminal·terraform apply
$ terraform apply

Click "Run full demo" to begin.
Click any bubble to pause. Click again to resume.
Initializing
0%
biteris.net·live workflow
B
BiterisFunding
Global Lending
Funded in 24hrs
EN ES PT FR
Borrower session Anonymous
1
Need
2
Business
3
Revenue
4
Credit
Instant capital in 24 hours
Apply online — no fees to apply. Zero-knowledge encryption from the first field.
🌍 Global business lending✓
🔒 Zero-knowledge encryption✓
⚡ Direct lender — no middlemen✓
Primary capital requirement?
Step 1 of 4 · Confidential
💰 Working capital✓
⚙️ Equipment acquisition✓
🏢 Commercial real estate✓
🔁 Debt refinancing✓
Business tenure & legal structure
Step 2 of 4 · Confidential
🌱 Startup (< 1 yr)✓
📈 Established (1–3 yrs)✓
🏆 Mature (3+ yrs)✓
Average monthly gross revenue
Step 3 of 4 · Confidential
🪙 Under $10k✓
💵 $10k – $50k✓
🚀 Over $50k✓
Credit profile assessment
Step 4 of 4 · Encrypted before transmission
⭐ Prime (720+)✓
👍 Near-prime (680–719)✓
⚖️ Standard (620–679)✓
🛡️ Building✓
Borrower identity
Encrypted in your browser — server sees ciphertext only
Client-side obfuscation
Plaintext → Argon2id key → AES-512-GCM → relay
🔐 Encrypting in browser
enc::…
Payload size4.2 KB
AlgorithmAES-512-GCM
KDFArgon2id
Relay targetmasked
Attested enclave · credit pull
Raw bureau data never leaves the enclave
🧬 Nitro Enclave · attestation verified
kms-verified · sealed · isolated
Bureau 1—
Bureau 2—
Bureau 3—
Score (tri-merge)—
Adverse flags—
Composite strength—
Lender portal
Meridian Capital · secure sign-in
Underwriting queue
3 applications · 1 assigned to you
🔐 Alex Rivera — Rivera Logistics$250k✓
⏳ Pending — 2 applicants in queue
Application detail
Decryption: 2-of-3 shares present
Legal name—
Company—
Requested—
Use of funds—
Tenure—
Monthly revenue—
EIN verified✓ KMS-sealed
📊 Tri-merge credit pull complete
📁 Document vault review
🕵️ Identity + fraud screening
🧮 Decision model scoring
Document vault
All files encrypted with same session key
Bank statements (12mo)✓ verified
Business tax returns✓ verified
P&L statement✓ verified
Government ID✓ verified
Certificate of formation✓ verified
Decision model v3
Signed decision token · 300s TTL
Revenue stability0.87
Credit strength0.79
Debt service coverage0.74
Industry risk0.42
Fraud probability0.03
Composite0.76
Approval confidence—
Underwriter decision
Decision will be sealed and relayed back to borrower
✅ Approve — $250,000 @ 6.4% · 36 months✓
📝 Approve with conditions
❌ Decline
✓ Preliminary Qualification
You're approved.
Business Line of Credit
Revolving credit line for working capital, inventory, and operational flexibility. Terms finalized at close.
If we can't fund you, no one can.™
Decision in as little as 24 hours · Direct lender
Funding disbursement
Wire transfer via encrypted rail
RailFedNow · real-time
Amount$250,000.00
Originating bankMeridian Capital
DestinationRivera Logistics LLC
Reference—
Status—
Immutable audit trail
Every action hash-chained · 7-year retention
Application submittedhash: 4a8f..21c9
Enclave attestationhash: 7b2e..9d14
Lender decryptionhash: c3f1..88a2
Decision signedhash: e9b4..72f0
Disbursement confirmedhash: 1d7c..a3e5
Log integrity✓ verified

Why Biteris runs on this AWS infrastructure

Left pane is code, middle is the provision, right is the full workflow — borrower → enclave → lender → decision → funding → audit. All three run on one synchronized timeline.

Full AWS footprint infrastructure

  • Network: Multi-AZ VPC (3 AZs), private + database subnets, NAT gateways, VPC flow logs.
  • Data: RDS Postgres 15, 500GB encrypted storage, Multi-AZ, 30-day backups.
  • Cache: ElastiCache Redis cluster (3 nodes), at-rest + in-transit encryption.
  • Compute: ECS Fargate for the API, Lambda for async credit scoring, ALB with header drop.
  • Security: Multi-region KMS, WAFv2 rate limiting, Secrets Manager, Nitro Enclave attestation.
  • Observability: CloudWatch, X-Ray, SNS alarms, 365-day retention.
  • Delivery: CloudFront CDN in front of the ALB, TLS 1.2+ only.

Data utilization flow where data goes

  • Browser: Fields encrypted client-side with Argon2id + AES-512-GCM. Nothing plaintext leaves the device.
  • Edge: CloudFront → WAF → ALB. Ciphertext traverses with TLS 1.2+.
  • API: ECS receives ciphertext. Stores hashes for lookup. Never holds decryption keys.
  • Persistence: RDS encrypted Postgres. Ciphertext blob per row. Multi-AZ replication.
  • Enclave: Credit pull inside attested Nitro Enclave. Only a signed decision token escapes.
  • Lender relay: Encrypted payload + 2-of-3 decryption share to the matched lender. Biteris holds neither.

24/7 event management and crisis response

PING192 provides round-the-clock on-call coverage. Alerts route to PagerDuty, Slack, SMS, and WhatsApp. SLA for first response is 15 minutes, with pre-built runbooks for every failure mode. For crises, a senior engineer is paged directly.

Why some sections are blurred

The frosted PROPRIETARY blocks contain PING192's hardened parameters — WAF rule priorities, enclave attestation endpoints, decision weights, rotation secrets. The methodology is public; the specific hardening parameters are not.

Want this infrastructure for your business?

Terraform, IaC, zero-knowledge architecture, full underwriting pipelines, and 24/7 ops from senior engineers.